safety
Midyear money checkup: Experts say small changes now can lead to stronger finances by year's end
By Scripps News Group at KXXV (ABC 25) News
· July 16, 2026
· 2 min read
It's the midpoint of the year, and financial experts say now is a good time to reassess your finances and make adjustments before 2026 ends.A recent Bankrate survey found nearly 1 in 4 Americans have no emergency savings at all, but experts say a few small changes now can help you finish the year...
Key takeaway A recent Bankrate survey found nearly 1 in 4 Americans have no emergency savings at all, but experts say a few small changes now can help you finish the year on stronger financial footing.
Why this matters in The Waco
In Waco , where many residents face financial pressures, the midyear money checkup takes on particular relevance. With a significant portion of Americans lacking emergency savings, local households can benefit from reassessing their spending habits and making adjustments to finish the year on stronger financial footing. By prioritizing emergency funds and cutting back on unnecessary expenses, such as unused streaming services or memberships, Waco residents can free up extra cash and build a more stable financial foundation. This is especially crucial in a community where economic stability can have a direct impact on public safety and overall well-being. As local financial experts likely agree, small changes now can add up to make a significant difference by year's end, and Waco residents would do well to take a cue from experts like Trae Bodge and make a plan to spend wisely and have a little fun too.
About this story
Original reporting by KXXV (ABC 25) News . The Waco surfaces reporting from trusted publishers and adds local editorial context so readers can quickly understand what a story means for their community. We attribute every source, link to the original report, and follow a documented editorial standards policy. To understand how stories are selected and reviewed, read our about page .
For the complete original report, visit KXXV (ABC 25) News . Have a tip or correction? Contact our newsroom .
Category: safety ·
Published: July 16, 2026 ·
Source: KXXV (ABC 25) News ·
Reading time: 2 min
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Frequently asked about this story
What is this story about? It's the midpoint of the year, and financial experts say now is a good time to reassess your finances and make adjustments before 2026 ends.A recent Bankrate survey found nearly 1 in 4 Americans have no emergency savings at all, but experts say a few small changes now can help you finish the year...
When was this published? This article was first published on July 16, 2026 by KXXV (ABC 25) News and curated for The Waco readers.
Who reported this story? This story was reported by Scripps News Group at KXXV (ABC 25) News. To learn more about how The Waco selects and reviews stories, see our editorial standards .
Where can I find related coverage? See more safety coverage from The Waco, or browse our daily briefing and topic hubs .
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