A record high was reached for the average Individual Retirement Account balance in the second quarter of 2026. This milestone was driven by strong performance in US stocks and increased contribution levels.

According to Fidelity Investments, the second quarter of 2026 was the best-performing quarter for US stocks in six years. This, combined with a sharp spike in contributions, led to the average IRA balance reaching new heights.

Further information on this development is available from Fidelity Investments, which reported the record average IRA balance.