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Avoiding damage debt: What Central Texas homeowners should know about flood insurance
By Alexa Conroy at KXXV (ABC 25) News
· June 22, 2026
· 2 min read
Many homeowners in Central Texas are discovering their standard insurance doesn't cover flood damage sometimes too late.Watch Full Story Here: Avoiding damage debt: What Central Texas homeowners should know about flood insuranceTio Gonzales knows the feeling well. The Hewitt homeowner has watche...
Key takeaway And as you can tell on the door where the water level got up to," Gonzales said.
Why this matters in The Waco
The issue of flood insurance is particularly pressing for Waco residents, given the city's location in a region prone to severe weather events. As Tio Gonzales' experience in nearby Hewitt illustrates, flood damage can occur even in areas not typically considered high-risk. With many homeowners in McLennan County likely unaware that their standard insurance policies do not cover flood damage, the potential for financial devastation is significant. The fact that nearly a quarter of flood claims come from properties outside high-risk flood areas, as noted by FEMA, underscores the need for local residents to take proactive steps to assess their flood risk and explore coverage options. By checking FEMA flood maps and consulting with insurance agents, Waco homeowners can better protect themselves against the financial consequences of flooding, and avoid the kind of debt that can result from uncovered damage.
About this story
Original reporting by KXXV (ABC 25) News . The Waco surfaces reporting from trusted publishers and adds local editorial context so readers can quickly understand what a story means for their community. We attribute every source, link to the original report, and follow a documented editorial standards policy. To understand how stories are selected and reviewed, read our about page .
For the complete original report, visit KXXV (ABC 25) News . Have a tip or correction? Contact our newsroom .
Category: local ·
Published: June 22, 2026 ·
Source: KXXV (ABC 25) News ·
Reading time: 2 min
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Frequently asked about this story
What is this story about? Many homeowners in Central Texas are discovering their standard insurance doesn't cover flood damage sometimes too late.Watch Full Story Here: Avoiding damage debt: What Central Texas homeowners should know about flood insuranceTio Gonzales knows the feeling well. The Hewitt homeowner has watche...
When was this published? This article was first published on June 22, 2026 by KXXV (ABC 25) News and curated for The Waco readers.
Who reported this story? This story was reported by Alexa Conroy at KXXV (ABC 25) News. To learn more about how The Waco selects and reviews stories, see our editorial standards .
Where can I find related coverage? See more local coverage from The Waco, or browse our daily briefing and topic hubs .
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